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List of Nigerian Banks and NIBSS/SORT Codes

In Nigeria, people refers to NIBSS code as Sort Code. Here's the list of Nigeria Banks and Fintechs and their NIBSS/Sort codes.
Man checking Bank's Document

The NIBSS code, also known as the Nigeria Inter-Bank Settlement System code, is used for several purposes in Nigerian banking, primarily related to electronic transfers and account validation. The code is essential for sending and receiving funds electronically between accounts held in different Nigerian banks. When initiating a transfer, you'll typically provide the recipient's NIBSS code along with their account number. This code ensures the smooth routing of funds between banks.

Some Nigerian banks utilize the NIBSS code for account verification processes. This can occur during online or mobile banking transactions where the system might check the NIBSS code to confirm the existence and validity of the beneficiary account before proceeding with the transfer.

By employing NIBSS codes, Nigerian banks add an extra layer of security to electronic transactions. It helps prevent fraudulent transfers by ensuring funds are directed to the intended recipient's bank.

In essence, the NIBSS code acts as a unique identifier for banks within the Nigerian Inter-Bank Settlement System, streamlining and securing electronic fund transfers between different financial institutions.

Here is the list of banks classified into Commercial Banks, Fintechs, and Microfinance Banks along with their sort/NIBSS codes:

Commercial Banks

Bank Name Sort/NIBSS Code
ACCESS BANK000014
CITI BANK000009
DIAMOND BANK000005
ECOBANK BANK000010
FCMB000003
FIDELITY BANK000007
FIRST BANK OF NIGERIA000016
GLOBUS BANK000027
GTBANK PLC000013
HERITAGE000020
JAIZ BANK000006
KEYSTONE BANK000002
LOTUS Bank000029
PARALLEX000030
POLARIS BANK000008
PREMIUM TRUST BANK000031
PROVIDUS BANK000023
RAND MERCHANT BANK000024
STANBICIBTC BANK000012
STANDARDCHARTERED000021
STERLING BANK000001
SUNTRUST BANK000022
TAJ BANK000026
TITAN TRUST BANK000025
UNION BANK000018
UNITED BANK FOR AFRICA000004
UNITY BANK000011
WEMA BANK000017
ZENITH BANK PLC000015

Fintechs

Bank Name Sort/NIBSS Code
ACCESSMONEY100013
ARCA Payments110011
CARBON100026
CELLULANT100005
CONTEC GLOBAL100032
CROWDFORCE110017
Capricorn Digital110023
ETRANZACT100006
FETS100001
FIRSTMONIE WALLET100014
FORTISMOBILE100016
GOMONEY100022
INTELLIFIN100027
KEGOW (CHAMSMOBILE)100036
KONGAPAY100025
M36100035
NIBSSUSSD PAYMENTS110019
Nomba financial services Limited110028
OPAY100004
PAGA100002
PALMPAY100033
PARKWAY-READYCASH100003
SPAY business110026
STANBIC IBTC @EASE WALLET100007
TAGPAY100023
TEASYMOBILE100010
VTNetwork100012
Vas2nets Limited110015
ZWallet100034

Microfinance Banks

Bank Name Sort/NIBSS Code
AB MICROFINANCE BANK090270
ABOVE ONLY MICROFINANCE BANK090260
ABU MICROFINANCE BANK090197
ACCION MFB090134
ADDOSSER MFBB090160
ADEYEMI COLLEGE STAFF MICROFINANCE BANK090268
ADVANS LA FAYETTE MFB090155
AGOSASA MICROFINANCE BANK090371
AL-BARKAH MFB090133
ALEKUN MICROFINANCE BANK090259
ALERT MFB090297
ALHAYAT MFB090277
ALLWORKERS MFB090131
ALPHAKAPITAL MFB090169
AMJU MFB090180
AMML MFB090116
APEKS MICROFINANCE BANK090143
APPLE MICROFINANCE BANK090376
ARISE MFB090282
ASSETS Microfinance Bank090473
ASTRAPOLARIS MFB090172
Awhua MFB090522
Ayemi MFB090439
BAUCHI INVESTMENT MICROFINANCE BANK090160
BC KASH MICROFINANCE BANK090158
BENYOL MFB090161
BOCTRUST MICROFINANCE BANK090169
BOSAK MICROFINANCE BANK090171
Bowen Microfinance Bank090371
BRIDGEWAY MICROFINANCE BANK090140
BRIGHTWAY MFB090426
BUA MICROFINANCE BANK090175
BUSYMIND MICROFINANCE BANK090410
Calabar Microfinance Bank090383
Camino Microfinance Bank090139
Cape MFB090389
Cedar Microfinance Bank090494
Central Credit Microfinance Bank090383
Chukwudi Microfinance Bank090403
Citygate Microfinance Bank090114
Covenant MFB090417
Credit Afrique Microfinance Bank090418
CRYSTAL MICROFINANCE BANK090115
Davodani Microfinance Bank090429
Daylight Microfinance Bank090137
Deeperlife Microfinance Bank090298
Dollar Microfinance Bank090477
Dots Microfinance Bank090483
Echo Microfinance Bank090134
EdFin Microfinance Bank090530
Empire MFB090200
Erudite Microfinance Bank090157
Eseton Microfinance Bank090507
Eshiatua Microfinance Bank090424
Esut Microfinance Bank090418
Evertrust Microfinance Bank090390
Excellent MFB090381
FCT Microfinance Bank090121
Fortis Microfinance Bank090394
FRMFB090130
FPR MFB090402
Fairway Microfinance Bank090499
Federal University, Dutse Microfinance Bank090448
Festovilla Microfinance Bank090526
Fidelity Microfinance Bank090438
Fidelis Microfinance Bank090442
Finadowel Microfinance Bank090403
Firmus Microfinance Bank090523
First Bwari Microfinance Bank090446
Fmf Bank090520
Fountain Microfinance Bank090459
Fulfish Microfinance Bank090517
Fulkar Microfinance Bank090447
G.G.R Microfinance Bank090213
GABC Microfinance Bank090522
GAKAL Microfinance Bank090463
GD Microfinance Bank090478
GATES Microfinance Bank090468
GATES-2 Microfinance Bank090521
Gbauya Microfinance Bank090452
Genesis Microfinance Bank090405
Gente Microfinance Bank090524
Global Microfinance Bank090439
Glory Microfinance Bank090467
Go Microfinance Bank090479
Godina Microfinance Bank090481
Golden Gateway Microfinance Bank090478
Golden Ventures Microfinance Bank090455
Greenbank Microfinance Bank090482
Gulf Bank090436
H.E.C. Microfinance Bank090414
HEM & OAK Microfinance Bank090474
HANWA Microfinance Bank090228
HARMONY MFB090129
HASAL MFB090118
HEDNA MFB090242
HIGHLAND Microfinance Bank090383
HOT Microfinance Bank090387
Haayetuwa Microfinance Bank090494
Haven Microfinance Bank090482
Hi-Mik Microfinance Bank090423
Hodoun Microfinance Bank090487
Holy Microfinance Bank090222
Hontop Microfinance Bank090488
Hudu Microfinance Bank090480
Hunic Microfinance Bank090439
Hyena Microfinance Bank090437
IBILE Microfinance Bank090257
IBILE MFB090244

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With five years experience in Media, Temmy Samuel's become a modern journalist, delivering impressive reporting about tech, finance, business and science around the world. More About Temmy
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